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FLEXIBLE CAPITAL, BACKED BY YOUR PROPERTY

Built for business owners who want more control over how and when they access capital.

Put your property equity to work for your business.

Turn qualifying property equity into revolving business capital you can use, repay, and access again.

  • Personalized review
  • Online process
  • Built around your full financial picture
Landscaping-business owner outside a well-maintained home with garden and work-vehicle context

Human

Advisory Review

One

Connected Capital Review

Multiple

Possible Capital Paths

Ongoing

Customer Relationship

Signature Structure

The Revolving Capital Cycle

Turn fixed property equity into an active business financing tool that restores as you repay.

Capital when you need it.

Not another loan every time you need capital.

Residential Equity Backed

USE IT. REPAY IT. USE IT AGAIN.

Capital Available

Available capital when your business needs it.

Available→Draw→Use→Repay→Reuse↺

ONE LINE. REUSABLE ACCESS.

STOP STARTING OVER.

One revolving line provides reusable access so you don’t start the entire financing application process over every time.

ONE-TIME BUSINESS FUNDING
Apply→Fund→Repay→Start Over

Every financing need requires submitting a whole new application and restarting approval.

BUSINESS HELOCReusable Access
Access→Use→Repay→Reuse

One revolving line you can draw from, repay, and use again as available capacity replenishes.

Product Advantages

Designed For Financial Control

Equity & Asset Value

Your property may already hold one of your most flexible business financing tools.

PrimeNova looks at available qualifying residential property equity as part of your full financial picture. Instead of locking away value, you can put that equity to work as an active revolving line of credit for your business operations.

Primary ResidencesSecond Homes & Vacation PropertiesResidential Investment Properties

The Power of Equity Integration

1

Property Equity

Value stored in qualifying residential real estate

2

Revolving Credit Line

Converts equity into revolving operational liquidity

3

Operational Freedom

Draw funds on demand with monthly repayment cadence

Practical Applicability

What could flexible access to capital help you do?

A Business HELOC is structured to give your business options, liquidity, and room to navigate opportunities.

Grow or expand

Open another location, hire, invest in marketing, or increase capacity.

Strengthen cash flow

Create more room between revenue coming in and obligations going out.

Replace expensive business payments

Explore whether available equity can help restructure higher-pressure financing.

Inventory & equipment

Buy what the business needs without rebuilding the financing process every time.

Move on opportunities

Have access to capital when timing matters.

Keep capital available

Create a financial resource the business can potentially continue using over time.

Process

How PrimeNova Business HELOC works.

A transparent 5-step path from financial picture to ongoing capital flexibility.

Step 01

Tell us about your business and property

Share basic information on your business goals, revenue, and property equity.

Step 02

Build your Capital Profile

We organize the ownership structure, liens, and cash flow factors that matter.

Step 03

Review the strongest path

A dedicated capital advisor evaluates how the Business HELOC structure fits your needs.

Step 04

Complete the process online

Upload the requested documents through your secure review.

Step 05

Move forward with a reusable capital tool

Access revolving capital on demand: draw what you need, repay monthly, and reuse.

Business HELOC questions

Straightforward answers before you start.

Straightforward answers to common questions.

A Business HELOC is a property-backed line that may give qualified owners revolving access to capital using available residential property equity. It is reviewed as a financing path — not an instant approval.

PUT YOUR EQUITY TO WORK

Let your property work harder for your business.

You may already be sitting on one of your strongest business capital options. Start with a straightforward review.

PrimeNova Financial is the customer-facing brand of PrimeNova Solutions, a licensed business finance consulting firm. Financing may be provided by PrimeNova or through our lending and capital partners, depending on the program. This is not a commitment to lend. All rates, terms, and approvals depend on underwriting, eligibility, and program guidelines. Checking your options on this site does not impact your credit score. Information on this site is for general education and does not constitute financial, legal, or tax advice.