For investors and contractors
Buy it, fix it, sell it. Without waiting on a bank.
Short-term financing for the purchase and the renovation, so you can close on the property and get your crew working before someone else does.
- No impact to your credit score
- Personalized review
- No obligation to move forward
$100M+
Capital secured
500+
Small businesses helped
11+ years
Financing experience
4.9★
Client rating
Sound familiar?
The deal is there. The financing is too slow.
Good deals move fast
A bank timeline can cost you the property to a cash buyer.
The rehab needs cash too
Paying for materials and labor out of pocket ties up the money for your next deal.
Lenders don’t read the project
A standard mortgage looks at your tax returns, not at what the house will be worth when it’s done.
You built the business. Financing shouldn’t feel like a trap.
PrimeNova is not a single-product lender pushing one answer. We look at your whole picture: the business, the property you’ve built, your cash flow, and what you already owe. Then we show you the paths that may genuinely fit, in plain language.
What it can cover
Financing built around the project
The purchase
Close on the property while the deal is still on the table.
The renovation
Rehab funds may be released in draws as the work is completed.
Materials and labor
Keep your own cash free for the next property.
Short terms
Built to be repaid when the property sells or is refinanced.
First flip or fiftieth
Programs exist for newer investors as well as experienced ones.
Then hold, if you prefer
Keep it as a rental and look at investment property financing instead.
What we look at
We review the deal, not just your paperwork
- The purchase price and the property’s current condition
- Your renovation budget and scope of work
- The expected value after repairs
- How much you plan to put down
- Your experience, as one signal, not a requirement
- Your exit: sell, or refinance and hold
Loan amounts, down payment, rates, and terms depend on the lender, the property, and underwriting.
The plan
Three steps to fund your next flip
- 01
Start your Capital Review
Share your goal and a few basics in minutes. Checking your options doesn’t impact your credit score.
- 02
We review the full picture
Your business, property, cash flow, and current debt, together. A PrimeNova team member typically reviews within 1 business day.
- 03
Move forward with clarity
You see the paths that may fit, what each one would take, and you decide. No pressure.
No credit impact to check options · No obligation to move forward
Questions owners ask
Fix and flip loan questions
What is a fix and flip loan?
A short-term loan used to buy a property, renovate it, and sell it. It can often cover part of the purchase and part or all of the renovation, and it is repaid when the property sells or is refinanced.
Do I need flipping experience?
Not always. Some programs work with first-time investors, especially contractors who already know renovation. Experience can improve the terms available to you.
How is this different from a regular mortgage?
It is a business-purpose loan for an investment, not a home you will live in. Lenders focus on the deal, the property, and the after-repair value, and the term is short.
Does checking my options affect my credit?
No. Checking your options on this site does not impact your credit score. A formal application, if you choose to move forward, may involve a credit inquiry.
Important: using property as collateral
A Business HELOC or any property-backed financing uses your property as collateral. If payments aren’t made as agreed, you could lose the property. Rates on lines of credit are often variable, so payments can change. PrimeNova walks you through these risks before you decide, and this is not an approval, rate quote, or commitment to lend.
YOUR BUSINESS · YOUR NEXT MOVE
Ready for your next flip?
One Capital Review looks at the deal and what it needs, with no credit impact to start.
PrimeNova Financial is the customer-facing brand of PrimeNova Solutions, a licensed business finance consulting firm. Financing may be provided by PrimeNova or through our lending and capital partners, depending on the program. This is not a commitment to lend. All rates, terms, and approvals depend on underwriting, eligibility, and program guidelines. Checking your options on this site does not impact your credit score. Information on this site is for general education and does not constitute financial, legal, or tax advice.