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Business financing in Florida

Florida contractors build on equity. Your financing should too.

Roofing, HVAC, plumbing, electrical, and remodeling businesses across Florida use PrimeNova to turn property equity into working capital, without the weekly MCA squeeze.

  • No impact to your credit score
  • Personalized review
  • No obligation to move forward

$100M+

Capital secured

500+

Small businesses helped

11+ years

Financing experience

4.9★

Client rating

Sound familiar?

Florida work comes in waves. Your payments don’t.

Storm-season rushes

When demand spikes, you need materials and crews before the checks arrive.

Slow months, same debits

Weekly advance payments don’t slow down when the work does.

Equity sitting idle

Years of Florida property appreciation that never helps the business.

You built the business. Financing shouldn’t feel like a trap.

PrimeNova is not a single-product lender pushing one answer. We look at your whole picture: the business, the property you’ve built, your cash flow, and what you already owe. Then we show you the paths that may genuinely fit, in plain language.

The plan

Three steps, anywhere in Florida

  1. 01

    Start your Capital Review

    Share your goal and a few basics in minutes. Checking your options doesn’t impact your credit score.

  2. 02

    We review the full picture

    Your business, property, cash flow, and current debt, together. A PrimeNova team member typically reviews within 1 business day.

  3. 03

    Move forward with clarity

    You see the paths that may fit, what each one would take, and you decide. No pressure.

No credit impact to check options · No obligation to move forward

Questions owners ask

Florida business financing questions

Do you work with businesses across Florida?

We’re based in South Florida and review businesses statewide. Program availability can vary by property and location, and your Capital Review confirms what fits.

What working capital options exist for Florida contractors?

Common options include a Business HELOC or equity line for recurring needs like materials and payroll, revenue-based business funding, and equipment financing. We compare them against what you pay today.

Important: using property as collateral

A Business HELOC or any property-backed financing uses your property as collateral. If payments aren’t made as agreed, you could lose the property. Rates on lines of credit are often variable, so payments can change. PrimeNova walks you through these risks before you decide, and this is not an approval, rate quote, or commitment to lend.

YOUR BUSINESS · YOUR NEXT MOVE

Put your Florida property to work for your business.

Start a Capital Review in English or Spanish, with no credit impact to start.

PrimeNova Financial is the customer-facing brand of PrimeNova Solutions, a licensed business finance consulting firm. Financing may be provided by PrimeNova or through our lending and capital partners, depending on the program. This is not a commitment to lend. All rates, terms, and approvals depend on underwriting, eligibility, and program guidelines. Checking your options on this site does not impact your credit score. Information on this site is for general education and does not constitute financial, legal, or tax advice.