For investment property owners
Put your investment property to work for your business.
The rental or investment property you own may secure business capital, so you can buy materials, cover payroll, or replace expensive short-term debt.
- No impact to your credit score
- Personalized review
- No obligation to move forward
$100M+
Capital secured
500+
Small businesses helped
11+ years
Financing experience
4.9★
Client rating
Sound familiar?
You have real assets. Your financing doesn’t reflect it.
Costly advances
Weekly advance payments eat the margin on every job.
Cash gaps between jobs
Materials and payroll come due before the customer pays.
Equity you can’t reach
Your rental property has equity, but a bank looked only at the business.
You built the business. Financing shouldn’t feel like a trap.
PrimeNova is not a single-product lender pushing one answer. We look at your whole picture: the business, the property you’ve built, your cash flow, and what you already owe. Then we show you the paths that may genuinely fit, in plain language.
What it can help with
Capital for the work in front of you
Materials and inventory
Buy what the job needs before the customer pays.
Payroll between projects
Keep your crew paid while invoices are outstanding.
Replacing costly debt
A longer-term structure may lower the payments you make today.
Equipment and vehicles
Add the trucks or tools that let you take bigger jobs.
Growth and expansion
Hire, add a location, or bid on larger contracts.
A cushion for slow seasons
Smooth out the months when work slows down.
What we look at
We review the property and the business together
- The property’s value and what you still owe on it
- Rental income from the property, if any
- Your business revenue and time in business
- Your current payments and financing
- Your credit profile, as one signal, not the whole story
- What you need the capital to do
Program availability, property types, and terms depend on the lender, the property, and underwriting.
The plan
Three steps to see what your property may unlock
- 01
Start your Capital Review
Share your goal and a few basics in minutes. Checking your options doesn’t impact your credit score.
- 02
We review the full picture
Your business, property, cash flow, and current debt, together. A PrimeNova team member typically reviews within 1 business day.
- 03
Move forward with clarity
You see the paths that may fit, what each one would take, and you decide. No pressure.
No credit impact to check options · No obligation to move forward
Questions owners ask
Investment property financing questions
Can I use a rental property to get capital for my business?
Often, yes. An investment property with equity may secure business capital through property-backed programs. What’s available depends on the property, how much you owe on it, your business, and the lender’s guidelines.
Do I have to use my primary home?
No. Many owners prefer to keep their primary home out of business financing. If you own an investment property, that may be the asset we look at first.
Can this help me get out of MCA payments?
It may. Replacing daily or weekly advance payments with a longer-term, property-backed structure is one of the most common reasons owners come to us. We map what you pay today before suggesting anything.
Does checking my options affect my credit?
No. Checking your options on this site does not impact your credit score. A formal application, if you choose to move forward, may involve a credit inquiry.
Important: using property as collateral
A Business HELOC or any property-backed financing uses your property as collateral. If payments aren’t made as agreed, you could lose the property. Rates on lines of credit are often variable, so payments can change. PrimeNova walks you through these risks before you decide, and this is not an approval, rate quote, or commitment to lend.
YOUR BUSINESS · YOUR NEXT MOVE
See what your investment property may unlock.
One Capital Review looks at the property and the business together, with no credit impact to start.
PrimeNova Financial is the customer-facing brand of PrimeNova Solutions, a licensed business finance consulting firm. Financing may be provided by PrimeNova or through our lending and capital partners, depending on the program. This is not a commitment to lend. All rates, terms, and approvals depend on underwriting, eligibility, and program guidelines. Checking your options on this site does not impact your credit score. Information on this site is for general education and does not constitute financial, legal, or tax advice.